Consumer Loans

Whatever your needs are, we have you covered!

Auto Loans ---- Home Equity Lines ---- Recreation Vehicle Loans ---- Term Loans ---- Real Estate Equity Loans


The things you want are within reach with a

Farmers Bank Personal Loan!


Consumer Loan Application

Fill out the above application, print out, and bring in to your local Farmers Bank branch.


Auto Loans

Farmers Bank has been providing vehicle loans to consumers since vehicles came into the Magic Valley. 

  • Deal directly with a local loan officer.
  • We can verify the value of the vehicle you are buying and trading in from the N.A.D.A Website.
  • A short consumer loan application will be needed and verification of income.
  • The rate will remain fixed through the term of the loan 
  • We can collect sales tax and transfer the title to your name. 
  • Rate is dependent on your financial condition, credit report, down payment, term of the loan, and mileage on vehicle. 
  • No loan origination fee.
  • Automatic payments from your Farmers Bank checking account are available.


Home Equity Lines

Farmers Bank's Home Equity Line is a revolving line of credit using the equity in your personal residence for your lending needs.

  • Fast availability to money
  • Possible tax advantage (must talk to your tax adviser)
  • Variable Interest Rate is tied to published rate (Wall Street Journal Prime) 
  • Highly flexible line 
  • Draw the money as you need it and pay interest on only the amount drawn
  • Ideal line for college expenses, remodeling projects, or asset purchases.
  • Access up to 80% of the equity in your home.
  • Revolving line 
  • Draws can be made by phone, written or in the branch
  • Annual Fee of $50 may apply. 



Recreation Vehicle Loans

Farmers Bank’s R.V. loans are for all recreational vehicles, motorcycles, snowmobiles, all-terrain vehicles, motor-homes, camp trailers, etc. Before making a decision on financing one of these items, please check with us. We think you'll be pleasantly surprised at our terms and interest rates not to mention our other services!

  • We can verify the value of the R.V. you are buying and trading in from the N.A.D.A.Website.
  • A short consumer loan application will be needed and verification of income. 
  • The rate will remain fixed through the term of the loan 
  • We can collect sales tax and transfer the title to your name.
  • Rate is dependent on your financial condition, credit report, down payment, term of the loan, and mileage/use on vehicle. 
  • Automatic payments from your Farmers Bank checking account are available.


Term Loans

Farmers Bank offers a variety of other personal loans whether you need to consolidate loans, or finance a hobby, wedding, buy a lawn mower or repair a vehicle. There is no end to the situations you might need a loan.

  • Come visit us to discuss your lending needs.
  • You may complete your own application or we would be happy to assist you. 
  • We collaborate with you as to the best terms for your loan situation.
  • You get the opportunity to work with a loan officer to develop a relationship.
  • Loan terms will be determined based on your individual situation
  • Automatic payments are available if you so choose 
  • Interest rate will be fixed for the term of the loan

Contact your local branch and set up an appointment with a loan officer today!


Real Estate Equity Loans

Farmers Bank offers equity loans for all your lending needs: buying a pivot, purchasing bare ground, building corrals or constructing a new shop. We know you’ll enjoy talking to one of our local loan officers about your ideas.

  • Local approval
  • Borrow against the equity in your property
  • Draw all the money at one time
  • Could have a tax advantage ( Contract your tax advisor)
  • Competitive Rates


Contact Us

NMLS# 403183