Commercial Loans

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Operating Lines of Credit

Farmers Bank is a leader in providing operating loans/lines to businesses with short term working capital needs to pay operating expenses.

  • Local approval
  • Revolving or draw lines of credit are available.
  • No interest is charged until funds are drawn from the loan.
  • Transfers can be done via phone, online, or at the bank.
  • No loan origination fee


Commercial Term Loans

Farmers Bank has term loans to meet your needs. Whether you are upgrading software, equipment, buying service trucks, or even adding on another product line we can help!

  • Local approval
  • Fast approval turnaround time
  • Flexible payment structures
  • Fixed or variable interest rates


Commercial Real Estate Loans

Farmers Bank does all types of commercial real estate. From development loans to commercial building purchases. (Construction, Purchase, Remodel, Building Lots, Equity Loans, etc..)

  • Local approval
  • Fast pre-approvals contingent upon appraisals
  • Local knowledge of Magic Valley market
  • Flexible payment structures
  • Fixed or variable interest rates
  • Generally no loan origination fee.