Classic suburban home

Home Mortgage Loan Rates

Rates as of 4/30/2026

Conventional Home Loans

 
Mortgage Terms Interest Rate Points APR*
30 Yr Fixed 5.999% 0.000% 6.177%
15 Yr Fixed 5.375% 0.000% 5.548%
 
Minimum Down: 3.000%
Rates may vary.
Rates above based upon 780 credit score and 5% down payment
*APR = Annual Percentage Rate
 
Get started by contacting our Loan Specialist.
Learn more about Mortgage Loan Options.
 

Government Home Loans

 
Mortgage Teams Interest Rate APR*
FHA 30 Yr Fixed
minimum down - 3.500%
 5.625% 6.393%
VA 30 Yr Fixed 6.000% 6.292%
Rural Development 5.625% 6.408%
 
Rates may vary.
Rates above based upon 740 credit score and 3.5% down payment.
*APR = Annual Percentage Rate