Swipe Your Way to uChoose Rewards

Spending money is a part of our daily lives, but what if every purchase could bring you one step closer to exciting rewards? Farmers Bank brings you an incredible opportunity through its uChoose Rewards program, turning your routine transactions into a rewarding experience. Let's dive into how this program works and how you can maximize the benefits.


How It Works: Accumulating Points

Understanding how to accumulate points is the key to getting the most out of uChoose Rewards. The process is intuitive and seamlessly integrates into your everyday spending with Farmers Bank. Here's a detailed breakdown of the point structure, effective as of January 1, 2019:


Check Card

Signature-Based Transactions: For every $2 spent on signature-based transactions using your Farmers Bank Check Card, you receive one uChoose Rewards point. This rewards you generously for your everyday purchases and transactions, adding up your points with each signature-based swipe.

PIN-Based Transactions: Even your PIN-based transactions contribute to your points accumulation. Spending $4 on PIN-based transactions earns you one uChoose Rewards point. This dual approach ensures that, regardless of your transaction method, you are consistently earning points.


Credit Card

Every Dollar Counts: Your Farmers Bank Credit Card opens up an even more rewarding avenue. For every $1 spent on your credit card, you earn one uChoose Rewards point. This simplicity and fairness in the point structure make it easy for you to keep track of your accumulating rewards.

By providing this structure, Farmers Bank ensures that your uChoose Rewards account reflects the entirety of your spending, making every purchase a step closer to exciting rewards.

Now that you understand how effortlessly points accumulate with every transaction, let's explore the exciting part — how these accumulated points can be transformed into tangible and memorable rewards. Welcome to the world of redeeming your points with uChoose Rewards!


Redeeming Your Points: Turning Transactions into Rewards

Accumulated points are not just numbers; they are keys to a treasure trove of rewards. Once you've garnered enough points, you can redeem them for various merchandise and gifts through the uChoose Rewards platform. Here’s how you can turn your accumulated points into delightful rewards:

  • In-Store Pickup: Transform your points into tangible items by opting for in-store pickup. uChoose Rewards allows you the convenience of selecting from a diverse range of merchandise and then collecting them at designated stores. This brings an element of instant gratification to your rewards, making the entire process seamless and enjoyable.
  • Electronic Gift Cards: For those who prefer the freedom to choose, electronic gift cards offer unparalleled flexibility. Redeem your points for gift cards from your favorite brands, giving you the liberty to decide what you want and when you want it. This versatility makes electronic gift cards a popular choice among uChoose Rewards participants.
  • Online Purchases: Take your shopping experience to the virtual realm by utilizing your electronic gift cards for online purchases. Whether it's fashion, electronics, or home goods, your accumulated points can seamlessly translate into exciting products delivered right to your doorstep.
    1. Pay with Points: Farmers Bank customers also have the ability to pay with points via PayPal. Simply add your Farmers Bank check card or credit card to your PayPal account and you can pay for items using your uChoose Rewards points!

What adds an extra layer of excitement to uChoose Rewards is the opportunity to earn even more points through participating merchants. This means that your routine purchases, from groceries to gas, contribute not only to your immediate needs but also to the continuous growth of your uChoose Rewards points. The dynamic network of participating merchants ensures that your rewards potential keeps expanding with each transaction.

With uChoose Rewards, your transactions aren't just transactions; they are the building blocks of a personalized and rewarding experience. Explore the multitude of options, pick the rewards that resonate with you, and let every swipe of your Farmers Bank Check Card and Credit Card bring you closer to the things you love. Welcome to the world of turning transactions into memorable rewards with uChoose Rewards!


Cash Back and Tradition Plus Checking Account Benefits

Farmers Bank goes above and beyond to make the uChoose Rewards experience even more rewarding for Tradition Plus Checking Accountholders. Here's a closer look at the exclusive benefits tailored for these valued accountholders:


Double Rewards on Signature-Based Transactions:

  • Enhanced Earning: Tradition Plus Accountholders enjoy a significant advantage – they earn double rewards on all signature-based transactions. For every $1 spent in these transactions, accountholders receive one uChoose Rewards point.
  • Seamless Accumulation: Whether it's dining out, shopping for essentials, or treating yourself to something special, every signature-based transaction becomes an opportunity to accumulate points at an accelerated rate.

Exclusive Cash Back Option:

  • Added Flexibility: Tradition Plus Accountholders have an exclusive option to redeem their points for cash back. This feature adds a valuable dimension to the uChoose Rewards program, allowing accountholders to choose between various redemption options, including tangible items and cash.
  • Tailored Rewards: The flexibility to choose cash back provides accountholders with the freedom to use their rewards in a way that aligns with their unique financial goals or immediate needs.

Key Program Details:

  • Maximum Points: Tradition Plus Accountholders can earn a maximum of 120,000 points per year. This substantial cap ensures that accountholders have ample opportunities to accumulate points and unlock exciting rewards throughout the year.
  • Timeframe: Points earned through uChoose Rewards will expire three years from the end of the month in which they were posted. It's a good practice for accountholders to keep track of their points and plan their redemptions accordingly. This ensures that rewards are maximized and enjoyed within the given timeframe.
  • Streamlined Accumulation: The uChoose Rewards program recognizes the diverse financial needs of accountholders. To streamline the points accumulation process, the program allows the registration of multiple Farmers Bank check and credit cards together. This convenient feature simplifies the tracking of points across various cards, providing a holistic view of the rewards journey.

In essence, Tradition Plus Checking Accountholders not only benefit from the standard uChoose Rewards offerings but also enjoy exclusive advantages that elevate their rewards experience. From accelerated point accumulation on signature-based transactions to the flexibility of cash back redemption, Farmers Bank ensures that Tradition Plus Accountholders can truly make the most of their uChoose Rewards.


Getting Started: Your Path to Rewards

To start on this rewarding journey, accountholders must register for uChoose Rewards. Registration is the gateway to building points and unlocking the diverse array of rewards waiting for you.


uChoose Rewards - A Thank You from Farmers Bank

uChoose Rewards is Farmers Bank's way of expressing gratitude. By choosing Farmers Bank as your financial partner, you not only access comprehensive financial solutions but also open the door to a world of rewards. Use your Farmers Bank Check Card and/or Credit Card for your everyday purchases, and witness how these routine transactions can transform into memorable experiences.

It's more than just spending; it's about savoring the rewards of your financial choices. So, swipe away with your Farmers Bank cards and let uChoose Rewards turn your transactions into a journey of excitement and appreciation.