Personal Checking


eChecking

This low-cost personal checking account makes your life easy: no minimum balance, unlimited check card transactions, full access to the benefits of online/mobile banking, and no service fee when you elect to receive e-Statements! Learn More

  • No minimum balance required. 
  • Receive monthly electronic statement (eStatement) with check images at no charge. 
  • Write up to 15 checks per statement cycle. You will be assessed a $1 charge per check over 15. 
  • Unlimited Check Card transactions. 
  • Mailed statements will be assessed a $3 fee. 
  • Minimum opening balance of $100. 

See the Checking Comparison Chart to compare accounts.


Tradition Checking

This interest-bearing personal checking account puts your money to work for you with many additional benefits! Learn More

  • NOW Interest on your checking balance. 
  • No Annual Fee on Farmers Bank Credit Card for customers with Tradition account.
  • FREE Money Orders and Cashier Checks (2 per day) 
  • FREE First Order of Checks. 
  • A deposit of $100 is needed to open this account.

See the Checking Comparison Chart to compare accounts.

All these services by maintaining a $200 minimum balance. If your minimum monthly balance drops below $200 at any time during the statement cycle, a $7 monthly service charge will be accessed.

A $2 credit can be applied to your monthly service charge, if you elect to receive a monthly eStatement.


Tradition Plus Checking

Our premium interest-bearing personal checking account available in Twin Falls and surrounding Idaho locations gives you all the features our other account holders enjoy, plus the added benefits of BaZing! Learn More


  • All of the above benefits of “Tradition” Checking Plus: Numerous BaZing benefits. 
  • FREE - Two boxes of checks per year.
  • No Annual Fee on Farmers Bank Credit Card for customers with Tradition+ account.
  • Online and Mobile Shopping Discounts and Savings (discounts from both local and national merchants). 
  • Cell Phone Protection.
  • Payment Card Protection. 
  • $2,500 Identity Theft/Fraud Protection Assistance. 
  • $10,000 Travel Accidental Death Insurance. 
  • Roadside Assistance. 
  • National Travel, Hotel, Auto Rental and Entertainment discounts. 
  • Savings on Prescriptions, Vision, & Hearing Aids. 
  • A deposit of $100 is needed to open this account.

See the Checking Comparison Chart to compare accounts.

All for only a $7 monthly membership fee.

A $2 credit can be applied to your monthly membership fee, if you elect to receive a monthly eStatement.


Money Market Checking

This "super savings" account gives you tiered interest to further benefit you as your balances increase. Learn More

  • An interest bearing account. 
  • Write up to 6 checks per statement cycle. 
  • Money Market interest will accrue at the tiered Money Market rate if current daily balance is greater than $1,000. 
  • Interest will not accrue, if current daily balance is below $1,000. 
  • A $7 service fee is assessed, if your minimum balance drops below $2,000 during the month. 
  • A $2 credit can be applied to your monthly service charge, if you elect to recieve a monthly eStatement. 
  • Non-personal debits in excess of 6 per month will be charged $10 each. 
  • You may make unlimited in-house transactions. 
  • For additional information, see the Rates and Fees page. 
  • A deposit of $100 is needed to open this account. 

See the Checking Comparison Chart to compare accounts.


Senior (60+) Checking

You deserve a no-hassle account that makes banking easy! Learn More

  • Available for individuals 60 years of age and older. 
  • No monthly service charge. 
  • Free - two boxes of checks per year. 
  • A deposit of $100 is needed to open this account. 

See the Checking Comparison Chart to compare accounts.


Do you need overdraft protection? Check out our Ready Reserve  lines of credit!!


Also...

Upon Approval

  • Receive a free Farmers Bank Check Card when you open a bank account in Twin Falls or any of our Idaho locations. Your Check Card makes everyday purchases easy because it works like a check and is safer to carry than cash.
  • Instant Issue check cards now available for personal check cards when you open a bank account or as replacements are needed. Instant Issue available at all branches.
  • Your Check Card is welcome wherever VISA® is accepted and you're in and out of stores in no time. Your Check Card is an ATM card and checkbook rolled into one. Use your card to get cash at over 380,000 ATM's in the VISA®/PLUS @ Global ATM Network. (Upon credit approval.) Your Farmers Bank Check Card will also be honored at any MoneyPass® ATM participant. This will allow you to make ATM withdrawals surcharge free wherever you see the MoneyPass® logo.


If you would like more information on how to open a bank account or information about any of our personal checking accounts, please contact us in Twin Falls, Buhl, Wendell or Jerome.


*Insurance products offered on site are not insured by any federal government agency.