Business Checking


We know what it takes to run a small business in the Magic Valley. Farmers Bank has been servicing the needs of local businesses since 1917. Let us put our century's worth of expertise to work for you!


Small Business Checking

A simple, inexpensive business checking account for small businesses that allows you to make the most out of your business' banking without worrying about a minimum balance or monthly service fees*. Learn More

  • No minimum balance
  • No monthly service fee when enrolled in eStatements ($3 monthly fee with paper statements)
  • Unlimited check card transactions
  • 200 debits per month
  • 300 deposited items per month

*No monthly service fee when account enrolled in eStatements.


Business Interest Checking

A business checking account that pays interest...what's not to like? Let your money work for you in an account that rewards your relationship. Learn More

  • Interest bearing
  • Unlimited check card transactions
  • $2,000 minimum balance ($8 service charge if balance drop below $2,000; $3 credit if enrolled in eStatements)
  • 200 debits per month
  • 300 deposited items per month

Business Analyzed Checking

Do you have a high volume account? Are you tired of being hammered with fees? Look no further than our business analyzed checking that allows you unlimited transactions at low per-item fees and credits you for your deposit balances Learn More

  • Accounts will be analyzed on an individual basis and a service charge will be applied based on volume of activity with the account. 
  • Merchant accounts are given credit for deposit balances held at Farmers Bank. 


Analysis Rates

Maintenance$6.00EFT Credit$0.15
Checks$0.10
Deposited Items$0.05
EFT Debit$0.10Currency Purchase (per $1,000)$1.00
ATM Debit$0.10Overdraft Rate12%
Deposits$0.15Coin (per roll)$0.10

*Earnings Credit earned on collected balance. 



*If you have further questions please contact your local Farmers Bank office or call Customer Service at 208-734-1500