Home Mortgage Loan Rates
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Rates as of 5/20/2022
Conventional Home Loans
| Mortgage Terms | Interest Rate | APR* | Monthly principal and interest payment** |
|---|---|---|---|
| 30 Yr Fixed | 4.500% | 4.642% |
$608.02
|
| 15 Yr Fixed | 3.750% |
3.993% | $872.67 |
*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 20% down payment, and a credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details. 5/1 Adjustable payment shown depicts payment amount for first 5 years
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Government Home Loans
| Mortgage Terms | Interest Rate | APR* | Monthly principal and interest payment** |
|---|---|---|---|
| FHA 30 Yr Fixed | 4.000% | 5.458% |
$667.93 |
| Minimum Down - 3.500% | |||
| VA 30 Yr Fixed | 4.000% | 4.222% | $578.63 |
| Rural Development | 4.375% | 5.374% | $661.13 |
**Based off of a $120,000 loan amount, 3.5% down payment, and a credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.
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NMLS# 403183