Home Mortgage Loan Rates


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Rates as of 1/7/2021

Conventional Home Loans 

Mortgage Terms Interest Rate APR* Monthly principal and interest payment**
30 Yr Fixed 2.375% 2.501%
$466.38
15 Yr Fixed 2.000%
2.232% $772.21
1Minimum Down: 3.000%

*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 20% down payment, and a credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details. 5/1 Adjustable payment shown depicts payment amount for first 5 years

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Government Home Loans 

Mortgage Terms Interest Rate APR* Monthly principal and interest payment**
FHA 30 Yr Fixed 2.250% 3.819%
$551.72
Minimum Down - 3.500%


VA 30 Yr Fixed 2.250% 2.451% $463.28
Rural Development 2.250% 3.311% $517.87
*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 3.5% down payment, and a credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.

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  NMLS# 403183