Home Mortgage Loan Rates
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Rates as of 2/3/2023
Conventional Home Loans
| Mortgage Terms | Interest Rate | APR* | Monthly principal and interest payment** |
|---|---|---|---|
| 30 Yr Fixed | 5.500% | 5.651% |
$681.35
|
| 15 Yr Fixed | 4.625% |
4.874% | $925.68 |
*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 25% down payment, and a credit score of at least 740, a rate lock period of 30 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.
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Government Home Loans
| Mortgage Terms | Interest Rate | APR* | Monthly principal and interest payment** |
|---|---|---|---|
| FHA 30 Yr Fixed | 5.000% | 6.358% |
$735.63 |
| Minimum Down - 3.500% | |||
| VA 30 Yr Fixed | 5.125% | 5.604% | $650.63 |
| Rural Development | 5.375% | 6.250% | $738.16 |
**Based off of a $120,000 loan amount, 3.5% down payment, and a credit score of at least 740, a rate lock period of 30 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.
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NMLS# 403183