Home Mortgage Loan Rates
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Rates as of 1/7/2021
Conventional Home Loans
| Mortgage Terms | Interest Rate | APR* | Monthly principal and interest payment** |
|---|---|---|---|
| 30 Yr Fixed | 2.375% | 2.501% |
$466.38
|
| 15 Yr Fixed | 2.000% |
2.232% | $772.21 |
*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 20% down payment, and a credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details. 5/1 Adjustable payment shown depicts payment amount for first 5 years
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Government Home Loans
| Mortgage Terms | Interest Rate | APR* | Monthly principal and interest payment** |
|---|---|---|---|
| FHA 30 Yr Fixed | 2.250% | 3.819% |
$551.72 |
| Minimum Down - 3.500% | |||
| VA 30 Yr Fixed | 2.250% | 2.451% | $463.28 |
| Rural Development | 2.250% | 3.311% | $517.87 |
**Based off of a $120,000 loan amount, 3.5% down payment, and a credit score of at least 740, a rate lock period of 45 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.
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NMLS# 403183