Home Mortgage Loan Rates


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Rates as of 2/3/2023

Conventional Home Loans 

Mortgage Terms Interest Rate APR* Monthly principal and interest payment**
30 Yr Fixed 5.500% 5.651%
$681.35
15 Yr Fixed 4.625%
4.874% $925.68
Minimum Down: 3.000%

*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 25% down payment, and a credit score of at least 740, a rate lock period of 30 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.

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Government Home Loans 

Mortgage Terms Interest Rate APR* Monthly principal and interest payment**
FHA 30 Yr Fixed 5.000% 6.358%
$735.63
Minimum Down - 3.500%


VA 30 Yr Fixed 5.125% 5.604% $650.63
Rural Development 5.375% 6.250% $738.16
*APR - Annual Percentage Rate
**Based off of a $120,000 loan amount, 3.5% down payment, and a credit score of at least 740, a rate lock period of 30 days and assumes a purchase of an owner-occupied 1 unit dwelling.
** Payments shown do not include amounts for taxes and insurance. Actual payment obligation will be greater. Other loan products available, please contact a Mortgage Loan Officer for more details.

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  NMLS# 403183